Payment Information Policy
Effective Date: 1st March 2023
At Wish Cards Ltd, we are committed to protecting the privacy and security of our customers' payment information. This Payment Information Policy outlines how we collect, use, store, and disclose payment information provided by our customers when using our e-commerce platform. Please read this policy carefully to understand our practices and how we handle your information.
Collection of Payment Information
When you make a purchase or engage in a financial transaction on our website, we may collect certain payment information from you. This may include:
- Name and contact information (such as billing address, shipping address, email address, and phone number).
- Payment card details (such as credit card number, expiration date, and security code) or other payment method information (such as bank account details).
- Transaction details (such as purchase amount, order details, and transaction ID).
Use of Payment Information
We use the payment information we collect for the following purposes:
- To process and complete your transactions.
- To verify your identity and prevent fraudulent activities.
- To communicate with you regarding your orders, payments, and any related customer service inquiries.
- To provide you with relevant information about our products, services, promotions, and offers (only if you have opted-in to receive such communications).
Security of Payment Information
We take the security of your payment information seriously and have implemented appropriate technical and organisational measures to protect it from unauthorised access, use, disclosure, alteration, or destruction. Our payment processing is encrypted and follows industry best practices. However, please note that no method of transmission or storage over the internet is completely secure, and we cannot guarantee the absolute security of your payment information.
Third-Party Service Providers
We may engage third-party service providers to process payments on our behalf or assist with other related services. These service providers may have access to your payment information, but they are contractually obligated to handle it securely and only for the purposes specified by us.
Disclosure of Payment Information
We may disclose your payment information in the following circumstances:
- To comply with legal obligations, such as responding to lawful requests from public authorities or enforcing our terms and conditions.
- To protect our rights, property, or safety, or those of our customers or others.
- In the event of a merger, acquisition, or sale of all or a portion of our business, your payment information may be transferred as part of the transaction.
Retention of Payment Information
Your Rights and Choices
You have the right to access, update, correct, or delete your payment information. You may also withdraw your consent for us to use your payment information for marketing purposes at any time. Please contact us using the information provided in the "Contact Us" section below to exercise your rights or make any requests.
Updates to this Policy
We may update this Payment Information Policy from time to time to reflect changes in our practices or legal requirements. The updated policy will be posted on our website with a revised effective date. We encourage you to review this policy periodically.
Contact Us
If you have any questions, concerns, or requests regarding this Payment Information Policy or the handling of your payment information, please contact us at: Wish Cards Ltd Address: Unit 207, Buspace Studios, Conlan Street, W105AP, London Email: info@wishcards.studio
By using our website and providing your payment information, you consent to the collection, use, and disclosure of your payment information as described in this Payment Information Policy.